<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:news="http://www.google.com/schemas/sitemap-news/0.9" xmlns:xhtml="http://www.w3.org/1999/xhtml" xmlns:mobile="http://www.google.com/schemas/sitemap-mobile/1.0" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1" xmlns:video="http://www.google.com/schemas/sitemap-video/1.1">
<url><loc>https://www.conso.ro/info-banci/angajatii-din-banci-nu-vor-mai-fi-premiati-pentru-planul-de-vanzari</loc><lastmod>2018-01-08T13:15:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/credite-nevoi-personale/legea-insolventei-personale-inaplicabila-la-peste-doi-ani-de-la-adoptare</loc><lastmod>2018-01-09T15:50:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/valute/bnr-a-crescut-dobanda-cheie.-unde-vad-analistii-cursul-si-dobanzile-in-2018-</loc><lastmod>2018-01-10T09:37:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/credite-imobiliare/prima-casa-a-primit-banii-pentru-2018-</loc><lastmod>2018-01-11T10:20:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/investitii/avertisment-asf-cat-de-riscante-sunt-tranzactiile-pe-criptomonede</loc><lastmod>2018-01-12T12:10:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/banii-economia/cum-a-influentat-cresterea-economia-avutia-romanilor</loc><lastmod>2018-01-15T13:14:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/valute/leul-se-depreciaza-accelerat-pe-fondul-noii-crize-politice</loc><lastmod>2018-01-16T13:13:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/credite-imobiliare/cum-calculam-valoarea-reala-a-unei-locuinte</loc><lastmod>2018-01-17T14:54:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/investitii/an-record-pentru-bvb-insa-departe-de-pietele-din-regiune</loc><lastmod>2018-01-18T13:38:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/credite-nevoi-personale/marjele-de-dobanda-ale-bancilor-tot-mai-mari</loc><lastmod>2018-01-19T15:39:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/valute/leul-din-nou-la-minim-in-fata-euro</loc><lastmod>2018-01-22T13:51:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/asigurari/cum-pot-afla-clasa-de-bonus-malus-la-polita-rca</loc><lastmod>2018-01-23T10:40:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/banii-economia/ce-se-intampla-cu-dobanda-cheie-la-euro</loc><lastmod>2018-01-25T16:14:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/valute/cu-vor-evolua-cursul-dobanzile-si-veniturile-in-anul-care-urmeaza</loc><lastmod>2018-01-26T12:28:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/credite-auto-leasing/ce-informatii-pot-primi-cumparatorii-de-masini-second-hand-prin-sms</loc><lastmod>2018-01-29T09:42:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/plati/ce-beneficii-aduce-clientilor-directiva-privind-comisioanele</loc><lastmod>2018-01-30T14:29:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/banii-economia/ce-se-intampla-cu-formularul-600</loc><lastmod>2018-01-31T15:49:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/investitii/obiective-bvb-care-sunt-acestea</loc><lastmod>2018-02-01T10:18:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/energie-electrica/cum-pot-consumatorii-sa-vanda-energie-electrica-in-retea</loc><lastmod>2018-02-02T15:32:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/asigurari/ce-se-schimba-la-tarifele-rca-incepand-din-luna-martie</loc><lastmod>2018-02-05T09:17:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/investitii/avertisment-bnr-atentie-la-investitiile-in-monedele-virtuale</loc><lastmod>2018-02-06T14:06:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/investitii/bursele-se-cutremura-la-nivel-mondial.-simpla-corectie-sau-semnele-unei-noi-crize</loc><lastmod>2018-02-07T09:06:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/plati/plati-online-mai-sigure-si-mai-ieftine.-ce-obstacole-au-fost-inlaturate-la-plata-cu-cardul</loc><lastmod>2018-02-08T09:34:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/asigurari/ce-pericole-pot-aparea-la-repararea-masinii-pe-asigurare</loc><lastmod>2018-02-12T14:26:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/investitii/avertisment-cu-privire-la-criptomonede-si-de-la-autoritatile-europene</loc><lastmod>2018-02-13T15:05:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/banii-economia/inflatie-peste-asteptari-in-ianuarie-ce-se-intampla-cu-dobanzile</loc><lastmod>2018-02-14T13:42:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/banii-economia/impozitarea-progresiva-intre-ideologie-si-realitatea-economica</loc><lastmod>2018-02-14T16:02:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/asigurari/cand-intra-in-vigoare-noile-reguli-privind-vanzarea-asigurarilor</loc><lastmod>2018-02-16T11:40:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/credite-imobiliare/cum-arata-casele-romanilor-in-comparatie-cu-ceilalti-europeni</loc><lastmod>2018-02-19T12:46:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/depozite/de-ce-nu-cresc-dobanzile-la-depozite</loc><lastmod>2018-02-20T13:11:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/credite-nevoi-personale/dobanzile-la-creditele-populatiei-ar-putea-fi-plafonate</loc><lastmod>2018-02-21T12:48:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/asigurari/un-reprezentant-al-asf-ales-vicepresedinte-in-comitetul-insurtech-task-force-al-eiopa</loc><lastmod>2018-02-22T09:41:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/plati/western-union-romania-in-continuare-o-tara-de-tranzactii-preponderent-cash</loc><lastmod>2018-02-22T12:37:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/pensii/ce-comisioane-platesc-participantii-in-cazul-fondurilor-de-pensii-private-facultative</loc><lastmod>2018-02-23T09:30:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/asigurari/rca-se-scumpeste.-cu-cat-au-crescut-tarifele-de-referinta</loc><lastmod>2018-02-26T10:58:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/energie-electrica/viscolul-umfla-preturile-la-energia-electrica</loc><lastmod>2018-02-27T15:20:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/credite-imobiliare/creditele-ipotecare-incep-anul-in-forta</loc><lastmod>2018-02-28T14:28:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/credite-nevoi-personale/rata-creditelor-neperformante-a-ing-bank-a-continuat-sa-scada-in-2017</loc><lastmod>2018-03-02T11:54:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/credite-imobiliare/cati-ani-trebuie-sa-strang-bani-pentru-a-mi-cumpara-o-casa-fara-credit</loc><lastmod>2018-03-05T13:24:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/depozite/bnr-codasa-in-europa-la-educatie-financiara</loc><lastmod>2018-03-06T12:28:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/asigurari/asiguratii-pad-afectati-de-cutremur-scapa-de-o-procedura-greoaie</loc><lastmod>2018-03-07T11:29:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/banii-economia/ce-ia-masuri-pentru-promovarea-finantarilor-verzi</loc><lastmod>2018-03-08T11:57:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/credite-imobiliare/cate-locuinte-noi-s-au-finalizat-in-2017</loc><lastmod>2018-03-09T13:43:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/credite-nevoi-personale/bnr-pledeaza-pentru-o-legiferare-echilibrata-in-sistemul-bancar</loc><lastmod>2018-03-13T10:09:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/credite-imobiliare/clientii-bancilor-vizati-de-o-serie-de-initiative-legislative</loc><lastmod>2018-03-14T15:29:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/credite-auto-leasing/incepe-rabla-2018-ce-noutati-aduce-programul</loc><lastmod>2018-03-15T13:14:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/plati/se-face-lumina-in-impozitarea-veniturilor-independente</loc><lastmod>2018-03-16T12:42:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/info-banci/ce-tranzactii-se-confirma-pe-piata-bancara-din-romania</loc><lastmod>2018-03-19T12:48:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/asigurari/avantajul-din-polita-rca-cunoscut-de-foarte-putini-soferi</loc><lastmod>2018-03-20T11:40:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/pensii/ce-parere-are-ce-despre-reducerea-contributiei-la-pilonul-ii</loc><lastmod>2018-03-21T11:15:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/credite-auto-leasing/cum-sa-te-feresti-de-samsarii-care-vor-sa-iti-vanda-o-masina-cosmetizata</loc><lastmod>2018-03-22T11:27:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/banii-economia/bnr-care-sunt-cele-mai-mari-temeri-ale-bancilor-din-romania</loc><lastmod>2018-03-23T15:01:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/depozite/prognozele-pesimiste-indreapta-populatia-catre-economisirea-in-valuta</loc><lastmod>2018-03-26T13:23:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/investitii/companiile-de-stat-vedetele-bursei-in-materie-de-dividende-si-in-2018</loc><lastmod>2018-03-27T13:57:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/investitii/ce-masuri-se-iau-pentru-protectia-investitorilor-in-produse-riscante</loc><lastmod>2018-03-28T11:53:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/asigurari/ce-despagubiri-au-obtinut-consumatorii-care-au-apelat-la-sal-fin</loc><lastmod>2018-03-29T12:04:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/asigurari/cum-ar-putea-ajuta-un-constatator-independent-pagubitul-rca</loc><lastmod>2018-03-30T12:32:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/pensii/ce-s-a-intamplat-cu-contributiile-la-pilonul-ii-la-inceputul-anului</loc><lastmod>2018-04-02T12:30:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/asigurari/politele-rca-sursa-de-venituri-dar-si-de-reclamatii-</loc><lastmod>2018-04-03T11:09:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/info-banci/banca-transilvania-a-preluat-oficial-bancpost</loc><lastmod>2018-04-04T13:25:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/credite-nevoi-personale/ce-spune-decizia-bnr-cu-privire-la-dobanzi-si-curs</loc><lastmod>2018-04-05T13:28:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/banii-economia/ar-trebui-repatriata-rezerva-de-aur-a-romaniei</loc><lastmod>2018-04-10T10:27:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/banii-economia/romania-in-topul-deficitelor-de-cont-curent-din-ue-</loc><lastmod>2018-04-11T13:09:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/banii-economia/rata-anuala-a-inflatiei-la-maximul-ultimilor-aproape-5-ani-</loc><lastmod>2018-04-12T12:01:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/depozite/revine-robor-pe-crestere-accelerata-</loc><lastmod>2018-04-16T15:15:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/banii-economia/care-sunt-drepturile-de-care-vor-beneficia-toti-consumatorii-europeni</loc><lastmod>2018-04-17T13:13:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/credite-imobiliare/cum-ne-poate-afecta-o-criza-imobiliara-din-alta-tara</loc><lastmod>2018-04-18T13:22:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/depozite/p-tbi-bank-si-a-extins-oferta-de-depozite</loc><lastmod>2018-04-19T12:29:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/energie-electrica/consumatorii-de-energie-care-au-platit-facturi-umflate-vor-fi-compensati</loc><lastmod>2018-04-20T12:44:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/banii-economia/populatia-din-ue-tot-mai-activa-in-munca-pe-ce-loc-e-romania</loc><lastmod>2018-04-23T13:41:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/pensii/noi-presiuni-pe-pilonul-ii-ce-scenarii-se-vehiculeaza</loc><lastmod>2018-04-24T10:10:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/credite-nevoi-personale/robor-la-3-luni-creste-accelerat-si-doboara-noi-recorduri-</loc><lastmod>2018-04-25T12:14:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/investitii/cu-ce-probleme-se-confrunta-consumatorii-europeni-de-produse-financiare</loc><lastmod>2018-04-26T13:13:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/banii-economia/primul-pas-pentru-infiintarea-autoritatii-europene-de-combatere-a-spalarii-banilor</loc><lastmod>2018-04-27T13:10:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/depozite/unde-ne-plasam-economiile-pentru-a-nu-pierde-din-valoare</loc><lastmod>2018-04-30T11:28:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/carduri/cum-sa-te-feresti-de-infractori-cand-retragi-bani-de-la-bancomat</loc><lastmod>2018-05-02T11:20:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/valute/robor-ul-si-dolarul-in-crestere-continua</loc><lastmod>2018-05-03T14:04:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/credite-imobiliare/bt-oferta-de-conversie-a-creditelor-in-franci-elvetieni-preluate-de-la-bancpost</loc><lastmod>2018-05-04T11:21:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/credite-auto-leasing/noi-lamuriri-cu-privire-la-restituirea-taxei-auto</loc><lastmod>2018-05-07T13:55:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/credite-nevoi-personale/ratele-romanilor-din-nou-sub-presiune-la-cat-a-ajuns-robor</loc><lastmod>2018-05-08T12:20:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/asigurari/romanii-dezinteresati-de-pensie-si-asigurari-de-viata</loc><lastmod>2018-05-09T11:55:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/info-banci/neogen-investeste-in-conso</loc><lastmod>2018-05-10T11:16:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/credite-nevoi-personale/cum-promite-bnr-ca-va-stopa-cresterea-robor</loc><lastmod>2018-05-10T11:20:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/imm/firmele-mici-primesc-sprijin-de-la-stat-pentru-digitalizare</loc><lastmod>2018-05-11T12:39:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/credite-imobiliare/numarul-locuintelor-asigurate-este-in-scadere-care-este-explicatia</loc><lastmod>2018-05-14T13:00:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/banii-economia/cum-a-evoluat-economia-romaniei-dupa-cresterea-record-de-anul-trecut</loc><lastmod>2018-05-15T14:26:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/plati/cu-ce-te-poate-ajuta-un-robot-la-banca</loc><lastmod>2018-05-16T09:19:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/credite-auto-leasing/taxa-auto-ar-putea-fi-rambursata-mai-rapid-la-presiunea-comisiei-europene</loc><lastmod>2018-05-18T12:52:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/pensii/suspendarea-contributiilor-la-pilonul-ii-prioritate-legislativa-in-2018</loc><lastmod>2018-05-21T11:36:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/credite-auto-leasing/masuri-rar-pentru-stoparea-fraudelor-la-itp</loc><lastmod>2018-05-22T13:02:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/investitii/plasamente-la-bursa-sau-in-titluri-de-stat</loc><lastmod>2018-05-23T12:23:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/pensii/ce-ar-insemna-suspendarea-contributiilor-la-pilonul-ii-de-pensii</loc><lastmod>2018-05-24T13:55:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/credite-imobiliare/propuneri-de-modificare-a-programului-prima-casa</loc><lastmod>2018-05-25T12:36:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/banii-economia/vrem-in-euro-dar-stim-ce-ne-asteapta</loc><lastmod>2018-05-29T12:28:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/credite-nevoi-personale/statul-promite-populatiei-credite-fara-dobanda</loc><lastmod>2018-05-30T12:24:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/credite-rapide/p-te-ai-hotarat-sa-faci-un-imprumut-foarte-bine.-inseamna-ca-ai-nevoie-de-informatiile-de-mai-jos.</loc><lastmod>2018-05-31T15:25:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/asigurari/protectie-sporita-pentru-victimele-accidentelor-auto-in-ue</loc><lastmod>2018-06-04T11:57:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/imm/creditele-de-la-stat-ar-trebui-sa-mearga-doar-la-tineri-si-exclusiv-pentru-educatie</loc><lastmod>2018-06-05T13:17:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/credite-nevoi-personale/robor-creste-incet-dar-sigur-la-ce-sa-ne-asteptam</loc><lastmod>2018-06-06T11:10:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/banii-economia/ce-masuri-cere-fmi-guvernului-pentru-a-evita-derapajele</loc><lastmod>2018-06-07T13:22:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/investitii/multe-fonduri-europene-de-investitii-incalca-drepturile-consumatorilor-</loc><lastmod>2018-06-08T12:30:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/credite-imobiliare/creditarea-populatiei-ar-putea-fi-limitata-drastic</loc><lastmod>2018-06-11T11:34:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/depozite/inflatia-tot-mai-mare-erodeaza-dobanzile-la-depozite-ce-alternativa-apare</loc><lastmod>2018-06-12T12:54:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/plati/ce-comercianti-sunt-obligati-sa-accepte-plata-cu-cardul-</loc><lastmod>2018-06-13T13:28:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/credite-nevoi-personale/bnr-de-ce-creste-riscul-de-nerambursare-la-credite</loc><lastmod>2018-06-14T13:46:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/investitii/cum-pot-cumpara-titluri-de-stat</loc><lastmod>2018-06-15T12:40:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/plati/cati-romani-detin-un-cont-bancar</loc><lastmod>2018-06-18T13:00:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/credite-imobiliare/de-ce-crede-bnr-ca-imprumuturile-prin-prima-casa-sunt-riscante-</loc><lastmod>2018-06-19T13:15:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/credite-imobiliare/romania-printre-tarile-care-au-transpus-deficitar-directiva-privind-creditul-ipotecar</loc><lastmod>2018-06-20T14:13:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/valute/leul-la-un-nou-minim-istoric-fata-de-euro-</loc><lastmod>2018-06-21T13:57:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/carduri/ce-inseamna-pentru-cumparatori-cresterea-pragului-obligatoriu-pentru-acceptarea-cardului</loc><lastmod>2018-06-22T11:33:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/credite-imobiliare/dupa-deprecierea-leului-romanii-sunt-loviti-si-de-cresterea-accelerata-a-robor</loc><lastmod>2018-06-25T09:53:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/credite-nevoi-personale/vrei-un-credit-afla-cat-esti-de-pregatit</loc><lastmod>2018-06-26T13:05:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/credite-imobiliare/bt-incepe-conversia-creditelor-in-franci-pentru-clientii-preluati-de-la-bancpost</loc><lastmod>2018-06-27T12:23:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/asigurari/asf-promite-mai-multa-protectie-pentru-consumatorii-de-asigurari</loc><lastmod>2018-06-28T13:51:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/economisire-creditare/sistemul-bauspar-deblocat-pentru-noi-clienti-ce-se-intampla-cu-cei-vechi</loc><lastmod>2018-06-29T09:25:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/credite-rapide/p-afla-ce-este-contul-iban-si-unde-il-gasesti</loc><lastmod>2018-06-29T09:28:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/credite-imobiliare/dobanzile-la-creditele-in-lei-cresc-accelerat-in-trimestrul-care-urmeaza</loc><lastmod>2018-07-03T08:13:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/imm/firmele-resimt-tot-mai-acut-cresterea-dobanzilor</loc><lastmod>2018-07-04T09:56:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/credite-imobiliare/cum-explica-bnr-cresterea-indicelui-robor</loc><lastmod>2018-07-05T13:37:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/asigurari/prima-rca-in-scadere-fata-de-anul-trecut</loc><lastmod>2018-07-10T13:08:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/economisire-creditare/o-noua-lege-clarifica-modul-de-acordare-al-primei-de-stat-</loc><lastmod>2018-07-11T12:11:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/banii-economia/firmele-big-four-influenteaza-politica-fiscala-a-ue</loc><lastmod>2018-07-12T12:24:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/plati/cine-va-castiga-batalia-pentru-platile-mobile-in-viitorul-apropiat</loc><lastmod>2018-07-13T10:00:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/investitii/plata-trimestriala-a-dividendelor-a-devenit-posibila</loc><lastmod>2018-07-16T09:46:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/credite-imobiliare/romanii-prind-gustul-solutionarii-alternative-a-litigiilor-cu-institutiile-financiare</loc><lastmod>2018-07-17T10:02:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/credite-imobiliare/romanii-stiu-ca-sunt-obligati-sa-isi-asigure-casa-dar-nu-o-fac</loc><lastmod>2018-07-18T14:26:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/credite-imobiliare/cum-decurge-oferta-bt-pentru-clientii-bancpost-cu-credite-in-franci</loc><lastmod>2018-07-19T09:36:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/imm/firmele-tot-mai-putin-interesate-de-creditul-bancar</loc><lastmod>2018-07-20T09:51:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/banii-economia/atentie-la-site-urile-care-ofera-carduri-cadou</loc><lastmod>2018-07-23T09:29:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/valute/predictii-tot-mai-sumbre-pentru-leu</loc><lastmod>2018-07-24T09:43:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/credite-nevoi-personale/creditul-creste-pe-lei-dar-depozitele-se-muta-pe-valuta</loc><lastmod>2018-07-25T12:54:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/asigurari/allianz-preia-o-parte-din-asiguratii-astra-</loc><lastmod>2018-07-26T09:50:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/investitii/facebook-se-prabuseste-pe-bursa</loc><lastmod>2018-07-27T10:19:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/credite-auto-leasing/termenul-pentru-plata-amenzii-auto-la-jumatate-se-prelungeste</loc><lastmod>2018-07-30T08:25:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/credite-auto-leasing/legea-care-limiteaza-zona-de-actiune-a-radarelor-contestata-la-ccr</loc><lastmod>2018-07-31T10:22:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/imm/s-a-dat-startul-pentru-accesarea-fondurilor-europene-de-catre-tinerii-fermieri-</loc><lastmod>2018-08-01T12:16:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/investitii/programul-tezaur-unda-verde-la-vanzarea-titlurilor-de-stat-catre-alt-investitor-</loc><lastmod>2018-08-02T12:57:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/asigurari/repararea-unei-masini-asigurate-mult-mai-scumpa-fata-de-una-neasigurata</loc><lastmod>2018-08-03T12:51:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/asigurari/un-sfert-din-despagubirile-rca-platite-cu-intarziere</loc><lastmod>2018-08-06T11:03:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/banii-economia/de-ce-nu-a-majorat-bnr-dobanda-cheie-</loc><lastmod>2018-08-07T10:41:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/asigurari/tarifele-rca-ar-putea-creste-din-nou</loc><lastmod>2018-08-08T09:18:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/credite-imobiliare/bancpost-obligata-sa-restituie-dobanzile-incasate-clientilor-cu-credite-cesionate</loc><lastmod>2018-08-09T09:06:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/credite-imobiliare/bancpost-nu-putem-fi-obligati-sa-restituim-clientilor-sumele-platite-catre-cesionar</loc><lastmod>2018-08-10T08:35:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/credite-imobiliare/consiliul-fiscal-riscul-cresterii-taxelor-este-unul-major</loc><lastmod>2018-08-13T11:06:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/valute/in-ce-masura-ne-poate-afecta-criza-lirei-turcesti</loc><lastmod>2018-08-14T10:39:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/credite-nevoi-personale/cand-va-fi-gata-regulamentul-care-limiteaza-gradul-de-indatorare-la-credite</loc><lastmod>2018-08-16T12:54:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/plati/ing-inchide-toate-casieriile</loc><lastmod>2018-08-17T10:16:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/depozite/romanii-continua-sa-piarda-bani-din-depozite-cu-cat-au-crescut-dobanzile</loc><lastmod>2018-08-20T07:50:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/investitii/ce-dividende-primesc-investitorii-la-bursa</loc><lastmod>2018-08-21T09:36:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/energie-electrica/val-de-cresteri-la-energia-electrica-pe-piata-spot-</loc><lastmod>2018-08-23T12:41:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/credite-imobiliare/cat-costa-construirea-unei-case-la-cheie</loc><lastmod>2018-08-24T11:30:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/credite-auto-leasing/termen-limita-depunere-cerere-pentru-recuperarea-taxei-auto</loc><lastmod>2018-08-27T09:40:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/plati/serviciul-de-internet-banking-utilizat-si-in-mediul-rural</loc><lastmod>2018-08-28T12:34:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/credite-nevoi-personale/creditarea-populatiei-ia-avant</loc><lastmod>2018-08-29T13:08:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/imm/ajutoare-de-stat-pentru-firme-ce-sume-pot-obtine</loc><lastmod>2018-08-30T11:07:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/credite-auto-leasing/autoritatile-anunta-suplimentari-la-rabla</loc><lastmod>2018-08-31T10:45:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/credite-imobiliare/cate-credite-prima-casa-s-au-acordat-in-prima-jumatate-a-anului-</loc><lastmod>2018-09-03T10:18:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/credite-nevoi-personale/ce-conditii-trebuie-sa-indeplinesti-pentru-un-credit-cu-dobanda-zero</loc><lastmod>2018-09-04T09:14:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/plati/plata-taxelor-si-impozitelor-posibila-si-prin-internet-banking</loc><lastmod>2018-09-05T11:55:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/imm/termen-final-pentru-deconturile-start-up-nation-2017-nu-va-fi-prelungit-</loc><lastmod>2018-09-06T13:17:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/credite-auto-leasing/polita-rca-obligatorie-si-daca-nu-folosesti-masina</loc><lastmod>2018-09-07T08:45:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/banii-economia/cresterea-robor-si-deprecierea-leului-riscuri-iminente-pentru-debitori</loc><lastmod>2018-09-10T10:07:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/credite-imobiliare/locuintele-romanilor-tot-mai-deteriorate.-cati-apeleaza-la-un-credit-pentru-renovare</loc><lastmod>2018-09-11T11:28:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/credite-nevoi-personale/cum-se-descurca-romanii-cu-plata-datoriilor-lunare</loc><lastmod>2018-09-12T13:07:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/credite-auto-leasing/la-ce-sa-fii-atent-atunci-cand-cumperi-o-masina-second-hand-din-strainatate</loc><lastmod>2018-09-13T10:49:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/credite-auto-leasing/programul-rabla-intra-in-prelungiri-</loc><lastmod>2018-09-17T08:23:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/plati/fiscul-trimite-decizii-de-impunere-pe-ultimii-5-ani-vezi-cand-trebuie-sa-platesti</loc><lastmod>2018-09-18T10:09:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/asigurari/drepturi-suplimentare-pentru-consumatorii-de-asigurari-din-romania-</loc><lastmod>2018-09-20T14:50:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/banii-economia/la-cat-au-ajuns-chiriile-pentru-studenti</loc><lastmod>2018-09-21T12:00:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/credite-auto-leasing/tichetele-rabla-se-epuizeaza-rapid.-cate-mai-sunt-disponibile</loc><lastmod>2018-09-24T11:26:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/credite-auto-leasing/persoanele-fizice-care-comercializeaza-masini-rulate-controlate-de-antifrauda</loc><lastmod>2018-09-26T09:00:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/valute/fed-majoreaza-din-nou-dobanda-cheie-ce-se-intampla-cu-dolarul</loc><lastmod>2018-09-27T09:06:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/credite-imobiliare/ce-este-robor-si-cum-afecteaza-rata-banca</loc><lastmod>2018-10-05T09:37:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/depozite/cum-functioneaza-garantarea-depozitelor-bancare</loc><lastmod>2018-10-09T11:30:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/credite-imobiliare/ce-trebuie-sa-stii-cand-cumperi-o-casa</loc><lastmod>2018-10-12T10:48:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/credite-nevoi-personale/credit-cu-dobanda-zero-investeste-in-tine</loc><lastmod>2018-10-16T09:43:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/credite-imobiliare/grad-maxim-de-indatorare-la-credite-2019</loc><lastmod>2018-10-18T11:54:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/plati/cum-poti-plati-la-magazin-cu-ajutorul-unui-qr-code</loc><lastmod>2018-10-25T09:58:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/energie-electrica/factura-la-curent-prea-mare-ce-poti-sa-faci</loc><lastmod>2018-11-07T11:00:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/plati/promotii-black-friday-cum-obtin-o-reducere-reala</loc><lastmod>2018-11-13T10:49:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/plati/cum-ne-optimizam-bugetul-personal</loc><lastmod>2018-11-21T13:27:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/plati/serviciu-instant-de-plati-de-la-transfond</loc><lastmod>2018-11-29T12:34:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/asigurari/cum-poti-obtine-o-reducere-consistenta-la-rca</loc><lastmod>2018-12-05T14:32:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/carduri/cum-sa-folosesti-inteligent-cardul-de-credit</loc><lastmod>2018-12-11T08:59:00.000Z</lastmod></url>
<url><loc>https://www.conso.ro/credite-auto-leasing/polita-casco-ce-risti-daca-nu-ai-cauciucuri-de-iarna</loc><lastmod>2018-12-19T06:46:00.000Z</lastmod></url>
</urlset>